Chequing

For many of us, a chequing account is more than the cornerstone of our banking, it’s an everyday part of life. From picking up coffee to paying your monthly expenses, you can count on the convenience and reliability of your Affinity chequing account. And with Affinity, you pay zero deposit fees*! (see below)

Your personal chequing account options include:


Youth Chequing

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Student Chequing

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65+ Chequing

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U.S. Chequing

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Unlimited Chequing

See below

Pay-as-you-go Chequing

See below

Value Chequing

See below

mother and sone look at laptopUnlimited
With the unlimited package, there’s no need to keep track of your transactions and risk paying pesky over-limit charges. For only $12 per month, you get:

  • Unlimited transactions, including free Interac e-Transfer service.
  • Learn how you could get a rebate of up to 75% on monthly fees with the Unlimited Plan and our Member Loyalty program!

Pay as you go
If your transaction volume fluctuates from month-to-month or you simply just don’t use your account very much, paying only for the transactions you make is a great option. And the best part is… no monthly fees!

Value
A package specifically designed for those who don’t typically perform a lot of transactions every month. Make 10 transactions per month for only $4 per month!


*Free Deposits - Zero. Zip. Zilch. Nothing.  With Affinity, you don’t pay deposit fees!

Whether you have a personal account or business account, all members get free deposits. That means you can deposit as much cash and as many cheques in your chequing or savings account as you’d like for free!

Every Affinity chequing account includes the following:

  • Deposits that are fully guaranteed.
  • Ding-free® access to more than 1,800 credit union ATMs across Canada.
  • Unlimited electronic transfers between accounts.

Other transactions
  • $2 for withdrawals at Canadian ATMs outside the credit union ding free® network.
  • $5 for ATM withdrawals outside Canada.
  • $2.25 for staff-assisted bill payments. No charge for 65+ (Heritage) chequing accounts.

Ready to make the switch?

Let us take care of switching accounts and transferring your reoccurring payments to Affinity for you! With ClickSWITCH, move your direct deposits and automatic payments from your previous financial institution to Affinity – with a simple click! Learn more.

To open an account, switch your reoccurring payments to Affinity, or learn more about the products and services available to our members, visit an advice centre near you or call us at 1.866.863.6237.

Looking to learn more? Find it here:

  • How do I open a chequing account?

  • What happens when I’ve used the 10 monthly transactions on my Value account package before the end of the month?

  • What’s ding free®?

  • I’m interested in saving paper – how do I sign up for eStatements?

  • Can I deposit cheques with my phone?

  • What happens if my account gets overdrawn?

  • How do I send money internationally?

  • What is a bank draft?

Interac e-Transfer is a registered trademark of Interac Inc. Used under licence.