First Time Home Buyer

Young couple buying their first home

House hunting for the very first time? You’re probably excited but also a little nervous. Rest easy - Affinity advisors are here to help you every step of the way.

Start your journey on the right foot with these 6 steps to buying a home.

What could it cost?

Use our mortgage calculator to figure out what you can afford and determine your estimated monthly payments. Compare scenarios to help pay off your mortgage faster.

And have a look at this advice on budgeting: What I qualify for and what I can afford.

What’s the best mortgage?

You've got options!

  • Straight Rate: predictable - your interest rate stays steady.
  • CU Flex: flexible - make extra payments anytime
  • Variable: affordable - it follows interest rates as they change.
  • See our mortgage products

Get pre-approved

Start your pre-approval process online today! 

It'll help you shop in your price range and speeds up the process once you're ready to buy.

Loan Preapproval

Find more answers on buying a home.

  • How much can I afford?

  • Can I get financial assistance?

  • What’s a mortgage stress test?

  • Where can new Canadians learn more about buying a home?

  • What should I bring when I apply for a mortgage?

  • We’re building our first home – do you offer construction mortgages?

If what you want to know isn't here, give us a call or book an appointment online. We'd be happy to talk more about the steps to buying your home.