The best mortgage is the one that suits your specific needs.
Our Straight Rate mortgage is a closed-term, fixed-rate mortgage that’s great for predictability because your interest rate holds steady for the duration of your mortgage term, no matter what happens to interest rates.
CU Flex, another closed-term, fixed-rate mortgage, lets you make extra payments whenever you want, so it’s a great fit if you’re after flexibility.
A Variable mortgage is tied to Affinity’s prime rate so your mortgage rate will fluctuate if the prime rate goes up or down. It can be a bit of a gamble, but if interest rates stay low, you win with a lower rate on this closed mortgage product.
Plus, we know life happens and a little cushion can make all the difference, so all of our mortgages come with skip a payment options. With a variety of mortgage products to choose from, there’s at least one that’s right for you!