First Time Home Buyer

Woman looking out windowYour home is more than an investment – it’s your own little piece of the world, and it’s where your family will grow and memories will be made. If you’re house hunting for the very first time, you’re probably really excited but also a little nervous.

Take a deep breath and try to enjoy the home-buying process, and remember – we’re here to help you every step of the way.

What’s the best mortgage?

The best mortgage is the one that suits your needs. What feature are you looking for most?

  • The Straight Rate mortgage is great for predictability because your interest rate holds steady.
  • Our CU Flex is flexible in that it lets you make extra payments whenever you want
  • A Variable mortgage follows interest rates, great for low rates.

Mortgage CalculatorThe great thing about our mortgage products is that there’s a variety to choose from and there’s at least one that’s right for you. Check out our mortgage products page to learn more.

What could it cost?

Use our mortgage calculator to help you crunch the numbers, figure out what you can afford, determine your estimated monthly payments and compare scenarios that could help you pay off your mortgage faster.

Ready to begin your home buying journey?

Start your pre-approval process today! Our Mobile Mortgage Specialists are here to help – we’ll meet with you to get you the expert advice you need, when you need it.

Find answers on buying a home here.

If what you want to know isn't here, give us a call or book an appointment online and come and chat with us! We'd be happy to talk more on the steps to buying a home.

  • How much can I afford?

  • Can I get financial assistance?

  • What’s a mortgage stress test?

  • Where can new Canadians learn more about buying a home?

  • What should I bring when I apply for a mortgage?

  • We’re building our first home – do you offer construction mortgages?