The best mortgage for you is the one that meets your specific needs. If your situation has changed since the start of your last term, an adjustment to your mortgage might make sense.
Our Straight Rate mortgage is a closed-term, fixed-rate mortgage that’s great for predictability because your interest rate holds steady for the duration of your mortgage term, no matter what happens to interest rates.
CU Flex, another closed-term, fixed-rate mortgage, lets you make extra payments whenever you want, so it’s a great fit if you’re after flexibility. Some conditions apply.
A Variable mortgage is a closed-term mortgage that’s tied to Affinity’s prime rate so your mortgage rate will fluctuate if the prime rate goes up or down. It can be a bit of a gamble, but if interest rates stay low, you win with a lower rate.
Plus, we know life happens and a little cushion can make all the difference, so all of our mortgages come with skip a payment options. With a variety of mortgage products to choose from, there’s at least one that’s right for you!