CRA Direct Deposit with online banking

Another way to help our members! You’re now able to sign up for direct deposit from the CRA through online banking or the Affinity Mobile app.

Now, our members can quickly designate what account they want their Government of Canada payments to go to within a couple minutes from the online banking platform they're already familiar with.

Refunds and payments for this feature include:

  • Canada Emergency Response Benefit (CERB)
  • Income tax refunds
  • Good and services tax/harmonized sales tax credits and similar provincial and territorial payments
  • Canada child benefit and any similar provincial or territorial payments
  • Canada workers benefit
  • Deemed overpayment of tax

You may need additional account information when applying for certain government programs, such as Employment Insurance (EI). If this applies to you, please access your direct deposit and pre-authorized debit form from online banking by clicking Direct Deposit and Pre-Authorized Debit Form from the left-hand menu. This form can be downloaded for your convenience and contains your transit number, institution number and account number.

How do I sign up?

Online banking

The process is fast and simple. On the left-side navigation within our online banking platform, select CRA Direct Deposit Registration. This feature is only available for personal memberships.

CRA deposit step 1

Read through the information provided and click Continue. You only need to register your account once. Any Government of Canada payments will now be deposited automatically into your chosen account.

Acknowledge the consent and privacy statements by clicking on the checkbox and then click Accept. If you choose to decline the consent and privacy statements, you will be returned to the Account Summary page of online banking.

Select which account you want your CRA funds to be deposited into.

Confirm your personal information, including account, name, date of birth and social insurance number. If your personal information is correct, click Complete to continue and complete the application process.

If any of this information is incorrect, please call our Contact Centre at 1.866.863.6237 to have this corrected.

You’ll receive confirmation to indicate that the enrolment process is now complete. Your account number and account type will display on the confirmation screen.

Should you wish to change your banking information with CRA in the future, you’ll need to contact them directly at 1.800.959.8281.

Are there other ways to register?

A version for Affinity Mobile is being developed and will be coming soon. We'll post instructions on how to sign up via Affinity Mobile as soon as it's released.

  • What is a direct deposit payment?

  • Why should I sign up for direct deposit?

  • Will I still receive cheques if I sign up for direct deposit?

  • What payments can I receive through direct deposit?

  • How soon should I expect my payments to arrive by direct deposit?

  • Is it safe to sign up for direct deposit?

  • Can the Canada Revenue Agency use different account information for different payments?

  • How long will it take to process my direct deposit enrolment or update through my financial situation?

  • What information do I have to provide to my financial institution to sign up?

  • How will I know that my direct deposit information has been updated?

  • How do I know that I have received my direct deposit payment from the CRA?

  • What happens if I submit multiple requests to update my direct deposit information through my financial institution?