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Mortgage Rates

Residential Mortgage Rates

Straight Rate

  • Term
  • Interest Rate1

  • 1 Year Closed

    5.39%

  • 2 Year Closed

    5.04%

  • 3 Year Closed

    4.09%

  • 4 Year Closed

    4.04%

  • 5 Year Closed

    3.99%

1. Terms and conditions apply and rates are discounts off posted Mortgage Rates.

CU Flex

  • Term
  • Interest Rate1

  • 6 Month Closed

    7.39%

  • 1 Year Closed

    5.74%

  • 2 Year Closed

    5.39%

  • 3 Year Closed

    4.44%

  • 4 Year Closed

    4.39%

  • 5 Year Closed

    4.34%

  • 7 Year Closed

    4.54%

1. Terms and conditions apply and rates are discounts off posted Mortgage Rates.

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Posted Mortgage Rates

  • Term
  • Posted Rate1

  • 6 Month Closed

    7.49%

  • 1 Year Closed

    6.09%

  • 2 Year Closed

    6.09%

  • 3 Year Closed

    6.05%

  • 4 Year Closed

    6.09%

  • 5 Year Closed

    6.09%

  • 7 Year Closed

    6.29%

1.  This interest rate is considered Affinity Credit Union's Posted Mortgage Rate.

Variable Rate Closed Mortgage

  • Term
  • Interest Rate1

  • 3 Year Closed

    Prime - 0.75%

1.  Interest rates for Closed Variable Mortgage will fluctuate based on Affinity Credit Union's Prime Lending Rate.
  • Type of Rate
  • Interest Rate

  • Affinity Prime Rate

    4.95%

Fixed Rate Open Mortgage

  • Term
  • Interest Rate

  • 1 Year Open

    8.49%

Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. If additional fees are incurred, the APR increases.  Interest rates are posted for information purposes only and are subject to change without notice.