Credit Builder Loans

Credit builder loan

Looking to establish or re-establish a good credit rating? Wishing you had some spare cash to start investing, but can’t quite get there? With our Kickstart Credit Builder Loan, you can do both!

With our Kickstart Credit Builder Loan, we’ll lend you money to put into a term deposit or a TFSA term deposit. Not only will you start saving, but you’ll earn investment income and help build your credit rating! It’s so easy.

Here’s a few of the details:

  • Approvals are quick and, depending on the amount you apply for, you don’t need an appointment.
  • Since the loan is cash-secured we’re able to offer the best possible rate!
  • Once the loan’s paid off, you can use it again and again – no need to re-apply!
  • We’ll customize your loan amount to you so that your payments are completely achievable.
  • It’s a great credit-building alternative.
  • You’ll have up to 1 year to pay off the loan balance with blended monthly payments.
  • Since the term investment is used to fully secure the loan, you can’t redeem the investment until the loan is paid in full.
  • Even if the loan is paid in full, your term investment can’t be redeemed until its maturity date.

Call our Contact Centre a call at 1.866.863.6237 to learn more and to apply!