Golden Opportunities Fund

Founded over 20 years ago, Golden Opportunities Fund is Saskatchewan’s first Provincial Retail Venture Capital Fund for Saskatchewan people to invest at home. When you invest in Golden Opportunities, 100% of your money is invested locally, so you can help build the economy while receiving RRSP benefits plus 32.5% in tax credits.

Invest in Saskatchewan

Over the past 20 years, Golden Opportunities Fund has made a tremendous impact on the local economy. It has generated $3 billion in estimated economic impact1 by investing in over 134 Saskatchewan companies, stimulating 15,000 jobs and benefitting communities across the province.

Growing the local economy starts with your investment! Join 1 in 20 Saskatchewan taxpayers already invested.2 Golden Opportunities sold out last year, so invest early! Some conditions apply**.

Receive Tax Savings

Saskatchewan residents who purchase Golden Opportunities Fund shares receive 15% in Federal tax credits and 17.5% in Provincial tax credits for a total of 32.5% in tax credits on investment amounts up to the maximum $5,000 per year. Plus, investments are 100% RRSP eligible!

Golden Opportunities Fund 2019
*Example assumes a marginal tax rate of 47.50%. Marginal tax rates vary per individual, for more information visit 32.5% in tax credits available on investments up to $5,000 annually.

Reduce your income tax on every paycheque!

Turn $62 per paycheque into a $5,000 annual RRSP investment*** by investing regularly into Golden Opportunities Fund shares through the Payroll Investment Plan (PIP). Contributions are easily deducted off every paycheque, so you’ll receive tax savings and credits on each pay day. Use the Payroll Calculator to estimate your tax savings.

***A bi-weekly contribution of $62 can result in an annual RRSP investment of $5,000 based on 26 pay periods per year, basic personal tax exemptions and a sample marginal tax rate of 35%. Marginal tax rates vary by individual, for more information visit

Investors Choice

Choose to invest in three different share classes, all of which provide the same local investment and tax credits.

  • Diversified Class A-share: The Fund’s largest and longest-standing share class, focused on a diversified portfolio for growth, stability and value.
  • Innovation Class i-share: This share is focused on innovation and provides all the upside growth plus loss protection3 that's exclusive to this share class.
  • Class R-share: Focused on local resources and designed for investors seeking higher exposure to these sectors.

Get Started

Choose your contribution method:

  1. Lump-sum Investment: Make a single annual contribution up to a maximum of $5,000.
  2. Pre-authorized contribution (PAC): Your investment is automatically deducted from your chequing account. You choose the frequency and contribution amount.
  3. Payroll Investment Plan (PIP): Your investment is automatically deducted from your paycheque so you’ll receive immediate tax savings.

Visit Golden Opportunities Fund to learn more.

Ready to invest? Call us at 1.866.272.2521 to get in touch with one of our Aviso Wealth mutual funds representatives or book an appointment with us online!

**SOLD BY PROSPECTUS ONLY. Please read the Prospectus, which contains important detailed information, before investing. A free copy is available from your Financial Advisor, or Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with Retail Venture Capital (RVC) Fund investments which may not be suitable for all investors. RVCs are not guaranteed, their values change frequently and past performance may not be repeated. Tax credits are available to eligible investors on investments up to $5,000 annually, provided that the shares are held for at least eight years from the date of purchase. Redemption restrictions may apply. This is not intended to be tax advice; investors should seek a professional for tax advice.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Golden Opportunities Fund Inc. offers 32.5% tax credit available to residents of Saskatchewan. Tax credits are available to eligible investors provided that the shares are held for at least eight years from the date of purchase. Labour sponsored funds are highly sensitive in nature and are generally considered to be long-term investments; Investors are typically subject to a minimum hold period of up to 8 years. There is no guarantee that the investment in the Fund will earn a specific rate of return or any return in the short or long term. Any tax credits associated with the Fund may or may not apply depending upon each investor's individual circumstances, and tax consequences may apply to early redemptions.

1 Golden Opportunities Fund economic impact estimate completed by Saskatoon Regional Economic Development Authority (SREDA) – September 2018

2Statistics Canada – Income Statistics 2017, Golden Opportunities Fund.

3 See Prospectus under “Investment Objectives” for more important information.