Book an Appointment
Find an Advice Centre or ATM
Rates
Careers
Contact Us
Banking
Accounts & Services
Overview
Personal
Chequing
Youth Chequing
Student Chequing
65+ Chequing
U.S. Chequing
ClickSWITCH™
Savings
International Funds Transfer
Business
Chequing
U.S. Chequing
Savings
AgriInvest
Merchant Payment Services
Cash Management
Online Banking
CAFT
Cards
Merchant Payment Services
International Funds Transfer
Remote Cheque Deposit for Business
Payroll and Workforce Management
Clubs and Teams
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
CRA Direct Deposit
Verified.Me™ Sign‑In
Real-Time Alerts
Browser Security Update
Mobile
Deposit Anywhere
Contact Centre
Telebanking
Ways to Pay
Member Card Debit Cards
Credit Cards
Interac Online
Apple Pay
Lock'N'Block
Google Pay
Credit Cards
Advice Centres
Holiday Hours
ATM
Security
How we're protecting you
How you can protect yourself
Security Alerts
Report an Incident
Multi-factor Authentication
Tools and Resources
Calculators
Rates
Advice
Finding your account information
5 reasons why credit cards are king
6 ways to combat inflation
Business Resources
Know Your Money
How to set up KYM
Borrowing
Mortgages & Loans
Overview
Personal
Mortgages
Buying a home with Affinity
First-Time Home Buyer
Renewing Your Mortgage
Renovate or Upgrade
Construction Mortgage
Mobile Mortgage Specialists
Mortgage Products
Mortgage Switch
Loans
Personal Loans
RRSP Loans
Education Loans
Restart Loans
Credit Builder Loans
Lines of Credit
Credit Cards
Business
Mortgages
Term Loans
Revolving Credit
Leasing
Specialty Financing
Government Programs
Business Credit Availability Program
Small Business Loan
Agriculture
Mortgages
Term Loans
Leasing
Revolving Credit
Government Programs
Ag Financial Advice
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
Verified.Me™ Sign‑In
CRA Direct Deposit
Real-Time Alerts
Mobile
Contact Centre
Ways to Pay
Member Card Debit Cards
Credit Cards
Interac Online
Apple Pay
Lock'N'Block
Google Pay
Credit Cards
Advice Centres
Holiday Hours
Tools and Resources
Calculators
Rates
Advice
Loan Preapproval Application Form
Investing
Planning & Saving
Overview
Guaranteed Investment Certificates (GICs)
GIC Products
Market-Linked GICs
Registered Investments
RRSP
RRSP Products
Retirement Income Options
RRIF Products
TFSA
TFSA Products
RESP
Registered Disability Savings Plan (RDSP)
Your investment journey
Get investing advice
Mutual Funds
NEI Investments
Golden Opportunities Fund
SaskWorks Fund
Affinity Wealth Management
Affinity Wealth Management Professionals
Qtrade Guided Portfolios®
Qtrade Direct Investing
Affinity Financial Strategies
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
CRA Direct Deposit
Verified.Me™ Sign‑In
Real-Time Alerts
Contact Centre
Advice Centres
Holiday Hours
Pre Authorized Contributions
Tools and Resources
Calculators
Foreign Exchange Calculator
Loan Calculator
Agricultural / Commercial Mortgage Calculator
Mortgage Calculator
Education Savings Calculator
Retirement Planner Calculator
RRIF Calculator
Savings Calculator
TFSA Calculator
Rates
Advice
Meet Affinity
Banking on Values
Overview
Who We Are
Our Purpose
Membership Benefits
Join Us
Credit Union Day
Our Values
Our Leaders
Shared Stories
Share your story
Member Stories
Choose Affinity
In the Community
Community Impact
Financial Literacy
Engagement in the Community
Community Stories
Sponsorships
Sponsorship and Donations
Community Development Funding
Scholarships & Awards
Elwood Harvey Co‑operative Leadership Award
Build a Better World Scholarship
How We’re Governed
Our Board of Directors
Our Member Council Delegates
News and Features
Helping you through COVID‑19
BCAP Business Credit Availability Program
Government Programs for COVID‑19
Contact Us
FAQs
Resolving Problems
Report a Lost or Stolen Card
Meet a Mobile Mortgage Specialist
Holiday Hours
Rates
Banking on Values
Overview
Accounts & Services
Chequing and Savings Account Rates
GIC Rates
TFSA Rates
RRSP and RRIF Rates
Loan Rates
Mortgage Rates
Careers
Banking on Values
Career Opportunities
Rewards
Working Here
Join Us
Join Us
Online banking
Find Us
Log in
Meet
Affinity
Accounts & Services
Home
/
Legal
/
Declarations of Trust
Declarations of Trust
RIF Declaration of Trust
RSP Declaration of Trust
TFSA Declaration of Trust
Banking
Overview
Personal
Chequing
Youth Chequing
Student Chequing
65+ Chequing
U.S. Chequing
ClickSWITCH™
Savings
International Funds Transfer
Business
Chequing
U.S. Chequing
Savings
AgriInvest
Merchant Payment Services
Cash Management
Online Banking
CAFT
Cards
Merchant Payment Services
International Funds Transfer
Remote Cheque Deposit for Business
Payroll and Workforce Management
Clubs and Teams
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
CRA Direct Deposit
Verified.Me™ Sign‑In
Real-Time Alerts
Browser Security Update
Mobile
Deposit Anywhere
Contact Centre
Telebanking
Ways to Pay
Member Card Debit Cards
Credit Cards
Personal Credit Cards
Business Credit Cards
Credit Card Rewards
Credit Card Promotions
Interac Online
Apple Pay
Lock'N'Block
Google Pay
Credit Cards
Advice Centres
Holiday Hours
ATM
Security
How we're protecting you
How you can protect yourself
Security Alerts
Report an Incident
Multi-factor Authentication
Tools and Resources
Calculators
Rates
Advice
Finding your account information
5 reasons why credit cards are king
6 ways to combat inflation
Business Resources
Know Your Money
How to set up KYM
Borrowing
Overview
Personal
Mortgages
Buying a home with Affinity
First-Time Home Buyer
Renewing Your Mortgage
Renovate or Upgrade
Construction Mortgage
Mobile Mortgage Specialists
Mortgage Products
Mortgage Switch
Loans
Personal Loans
RRSP Loans
Education Loans
Restart Loans
Credit Builder Loans
Lines of Credit
Credit Cards
Business
Mortgages
Term Loans
Revolving Credit
Leasing
Specialty Financing
Government Programs
Business Credit Availability Program
Small Business Loan
Agriculture
Mortgages
Term Loans
Leasing
Revolving Credit
Government Programs
Ag Financial Advice
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
Verified.Me™ Sign‑In
CRA Direct Deposit
Real-Time Alerts
Mobile
Contact Centre
Ways to Pay
Member Card Debit Cards
Credit Cards
Personal Credit Cards
Business Credit Cards
Credit Card Rewards
Credit Card Promotions
Interac Online
Apple Pay
Lock'N'Block
Google Pay
Credit Cards
Advice Centres
Holiday Hours
Tools and Resources
Calculators
Rates
Advice
Loan Preapproval Application Form
Investing
Overview
Guaranteed Investment Certificates (GICs)
GIC Products
Market-Linked GICs
Registered Investments
RRSP
RRSP Products
Retirement Income Options
RRIF Products
TFSA
TFSA Products
RESP
Registered Disability Savings Plan (RDSP)
Your investment journey
Get investing advice
Mutual Funds
NEI Investments
Golden Opportunities Fund
SaskWorks Fund
Affinity Wealth Management
Affinity Wealth Management Professionals
Qtrade Guided Portfolios®
Qtrade Direct Investing
Affinity Financial Strategies
Ways to Bank
Online
Personal Online Banking
Business Online Banking
Interac eTransfer
FAQs and Support
CRA Direct Deposit
Verified.Me™ Sign‑In
Real-Time Alerts
Contact Centre
Advice Centres
Holiday Hours
Pre Authorized Contributions
Tools and Resources
Calculators
Foreign Exchange Calculator
Loan Calculator
Agricultural / Commercial Mortgage Calculator
Mortgage Calculator
Education Savings Calculator
Retirement Planner Calculator
RRIF Calculator
Savings Calculator
TFSA Calculator
Rates
Advice
Meet Affinity
Overview
Who We Are
Our Purpose
Membership Benefits
Member Perks
Affinity First in Line
Join Us
Credit Union Day
Our Values
Our Leaders
Shared Stories
Share your story
Member Stories
Choose Affinity
In the Community
Community Impact
Financial Literacy
Engagement in the Community
Community Stories
Sponsorships
Sponsorship and Donations
Community Development Funding
Scholarships & Awards
Elwood Harvey Co‑operative Leadership Award
Build a Better World Scholarship
How We’re Governed
Our Board of Directors
Our Member Council Delegates
News and Features
Helping you through COVID‑19
BCAP Business Credit Availability Program
Government Programs for COVID‑19
Rates
Overview
Chequing and Savings Account Rates
GIC Rates
TFSA Rates
RRSP and RRIF Rates
Loan Rates
Mortgage Rates
Careers
Career Opportunities
Rewards
Working Here
Contact Us
FAQs
Resolving Problems
Report a Lost or Stolen Card
Meet a Mobile Mortgage Specialist
Holiday Hours
Legal
Service Agreements
Electronic Banking and Mobile Banking Services Agreement
Debit Card Mobile Payment PIN Service Agreement
Declarations of Trust
Terms and Conditions
Disclaimers
Contest Rules and Regulations
Market Code
Privacy
Privacy Code
Website Privacy Policy
Your Personal Information
Anti-spam Policy