Mortgages

Agriculture mortgageAs a farmer, you play a lot of important roles and that includes ensuring your farm can grow along with you. Whether you’ve found that perfect piece of land, want to buy or build a home on your home quarter, or are looking to expand your operation, we can provide the mortgage financing you need to take your farm to the next level.

Your farm isn’t just a business, it’s your way of life and the right mortgage will make your life a whole lot easier. Get on your way to the right mortgage with options designed for your unique needs.

With your mortgage decided, it’s time to pick the mortgage product that fits your needs. Here are the options we have to offer:

Variable Rate

If you’re willing to ride the wave through potential interest rate fluctuations, the Variable Rate mortgage might be right for you. The rate you pay follows the prime lending rate, so your rate goes up if prime goes up and on the flipside, if the prime rate goes down, so does your interest rate.

Fixed Rate

Interest rates can go up and down all they want – your mortgage payments and your interest rate hold steady throughout your mortgage term. There’s more commitment than an Open mortgage, but you get the reward of a lower interest rate.

Open

It’s all about flexibility! Pay your principal down quickly by making as many extra payments as you want with no penalty – some conditions may apply.

If you have questions about agricultural mortgages and rates, give our Contact Centre a call at 1.866.863.6237.

Looking to learn more? Find it here:

  • What kind of insurance will I need when I get an agriculture mortgage?

  • What kind of information do you need from me to get my mortgage application started?

  • If I want to make improvements or expand my agribusiness do I have any other financing options?

  • Do I need to visit an Affinity location to renew my mortgage?