Market-Linked GICs

A guaranteed investment with growth potential

What is a Market-Linked GIC?

Market-Linked GICs (MLGIC) are a unique investment product that offer principal protection at maturity and a return linked to various underlying assets including equities, fixed income, commodities and mutual funds.

What you get

It’s the best of both worlds – you’re guaranteed a minimum return with the potential to earn even more! But, that’s not all - there are tons of other perks with MLGICs, like:

  • no fees
  • 100% principal guarantee
  • low minimum investment of $500
  • returns linked to index performance
  • the ability to invest both non-registered and registered GIC products including TFSA, RRSP and LIRA
  • security - your principal investment is covered under the Credit Union Deposit Guarantee Corporation
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Book an Appointment

Series 1 opens September 22 and closes November 23, 2020

Choose from two index options:

Canadian Diversified – 3 year
Min annual interest Max cumulative interest Issue Date
0.25% 4.5% December 8, 2020
Canadian Diversified – 5 year
Min annual interest Max cumulative interest Issue Date
0.25% 12% December 11, 2020
Better World – 3 year
Min annual interest Max cumulative interest Issue Date
0.25% 5% December 14, 2020
Better World – 5 year
Min annual interest Max cumulative interest Issue Date
0.25% 13% December 8, 2020

Canadian Diversified

This index is made up of leading, well-known Canadian companies in the following sectors: retail, financial services, industrials, technology, telecommunication, energy and transportation.

Better World

This index is composed of environmentally conscious companies including some in the renewable energy field. The following sectors are represented: financial services, energy, technology, communications, retail, utilities and industrials.

Learn more about Market-Linked GICs

If you’re looking for a safe, but potentially more profitable substitute to traditional GICs, MLGICs might be right for you. Contact us to get started.  1.866.863.6237

See our investment calculators for help in setting your investment goals.