Market-Linked GICs

A guaranteed investment with growth potential

What is a Market-Linked GIC?

Market-Linked GICs (MLGIC) are a unique investment product that offer principal protection at maturity and a return linked to various underlying assets including equities, fixed income, commodities and mutual funds.

What you get

It’s the best of both worlds – you’re guaranteed a minimum return with the potential to earn even more! But, that’s not all - there are tons of other perks with MLGICs, like:

  • no fees
  • 100% principal guarantee
  • low minimum investment of $500
  • returns linked to index performance
  • the ability to invest both non-registered and registered GIC products including TFSA, RRSP and LIRA
  • security - your principal investment is covered under the Credit Union Deposit Guarantee Corporation
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Book an Appointment

Series 5 is available from May 25, 2021 until July 26, 2021

Choose from four index options:

American Diversified – 3 year
Min annual interest Max cumulative interest Issue Date
0.50% 9.0% August 12, 2021
American Diversified – 5 year
Min annual interest Max cumulative interest Issue Date
0.50% 20% August 10, 2021
Better World – 3 year
Min annual interest Max cumulative interest Issue Date
0.50% 9.0% August 12, 2021
Better World – 5 year
Min annual interest Max cumulative interest Issue Date
0.50% 20% August 10, 2021
Canadian Diversified – 3 year
Min annual interest Max cumulative interest Issue Date
0.50% 9.0% August 9, 2021
Canadian Diversified – 5 year
Min annual interest Max cumulative interest Issue Date
0.50% 20% August 13, 2021
Travel & Leisure – 3 year
Min annual interest Max cumulative interest Issue Date
0.50% 9.0% August 12, 2021
Travel & Leisure – 5 year
Min annual interest Max cumulative interest Issue Date
0.50% 20% August 10, 2021

American Diversified

This index is made up of leading, well-known American companies in the following sectors: financial services, health care, technology, communications, consumer goods, energy, industrials, materials and utilities.

Better World

This index is composed of environmentally conscious companies including some in the renewable energy field. The following sectors are represented: financial services, energy, technology, communications, consumer goods, materials, utilities and industrials.

Canadian Diversified

This index is made up of leading, well-known Canadian companies in the following sectors: financial services, communications, energy, industrials, consumer goods, materials, technology and utilities.

Travel & Leisure New!

This index is made up of leading, well-known global companies in the following sectors: communications, consumer discretionary and industrials.

Learn more about Market-Linked GICs

If you’re looking for a safe, but potentially more profitable substitute to traditional GICs, MLGICs might be right for you. Contact us to get started.  1.866.863.6237

See our investment calculators for help in setting your investment goals.