Whether you’re saving for retirement, your first car or something in between, we have a Guaranteed Investment Certificate (GIC) that’s just right for you.
- 3 or 5-year investment terms
- Get started with as little as $500.
- Withdraw* or transfer your money to another non-registered term each year on the anniversary date, without penalty.
- Your interest rate increases each year.
- Interest is calculated daily and paid every year on the anniversary date.
- view rates
For non-registered Escalator products, T5 interest is reported annually based on the average rate of return for the entire term of the product and not the actual interest received in a year. Please consult with your tax professional if you have questions about how this affects your personal tax situation.
To discuss your options in detail, give us a call at 1.866.863.6237 or book an appointment with us online! You can also open a GIC through online banking
*Withdrawals from registered plans will be subject to withholding tax.