Interac e-Transfer^†

Through Affinity online banking: Once you log in, choose ‘Interac e-Transfer’ under the ‘Transfers’ tab. You’ll be taken to the MemberDirect® Interac e-transfer website where you can add a recipient and complete the transfer.

Through Affinity Mobile: After you log in, find the ‘Interac e-Transfer’ button under the ‘Banking’ tab. You’ll be directed to a menu that’ll allow you to add a recipient and send money.

When someone sends you an Interac e-Transfer, you'll get an email or text message notifying you of the transfer. Follow the steps in the message to log into Affinity Mobile or online banking and accept the transfer. Once you deposit the money to your account, you can immediately access the entire amount – no holds and no delays.

You can also save yourself the added step of accepting Interac e-Transfers with the Autodeposit feature. Check out more information below under “What is Autodeposit”.

Through Affinity online banking: Once you log in, choose ‘Interac e-Transfer’ under the ‘Transfers’ tab. You’ll be taken to the MemberDirect® Interac e-transfer website where you’ll select “Request Interac e-Transfer” in the menu on the left.

Through Affinity Mobile: Find the ‘Interac e-Transfer’ button under the ‘Banking’ tab in the app. You’ll be directed a menu where you’ll select “Request Money”. The person you’re requesting payment from will receive an email or text message allowing them to fulfill the request.

Autodeposit makes managing your incoming transfers a lot less hassle in that all deposits you receive get deposited into your bank account automatically, without having to manually accept the transfer.

Through Affinity online banking: Once you log in, choose ‘Interac e-Transfer’ under the ‘Transfers’ tab. You’ll be taken to the MemberDirect® Interac e-transfer website where you’ll select “Autodeposit” in the menu on the left.

Through Affinity Mobile: Find the ‘Interac e-Transfer’ button under the ‘Banking’ tab in the Affinity Mobile app. You’ll be directed to a menu where you’ll select “Autodeposit”.

Once you register your email address with Interac, all transfers sent to that address will deposit automatically (without having to manually accept the transfer) to an account of your choosing. You’ll also get an email notification every time a transfer lands in your account.

All transfers of $250 or less will send instantly, without any delay. Within a 24-hour period you’ll be able to instantly send up to $500 by Interac e-Transfer.

Transfers of over $250 will get to your desired recipient within 30 minutes of hitting send.

There’s an exception to these rules if you’re sending money to someone you already have a transfer history with. In this case, you’ll be able to transfer as much as $3,000 instantly.