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Terms and Conditions

  • Terms and Conditions for Personal Accounts
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  • Terms and Conditions for Lines of Credit
  • Unbank your Business Bundle
  • New Member Incentive Package
  • Collabria Mastercard Balance Transfer Promotion
  • Collabria Mastercard Welcome Points Offer
  • Collabria Grocery Spend Offer
  • Banking
    • Overview
    • Personal
      • Chequing
        • Youth Chequing
        • Student Chequing
        • 65+ Chequing
        • U.S. Chequing
        • ClickSWITCH™
      • Savings
      • International Funds Transfer
    • Business
      • Chequing
        • U.S. Chequing
      • Savings
        • AgriInvest
      • Merchant Payment Services
      • Cash Management
        • Online Banking
        • CAFT
        • Cards
        • Merchant Payment Services
        • International Funds Transfer
      • Remote Cheque Deposit for Business
      • Payroll and Workforce Management
    • Clubs and Teams
    • Ways to Bank
      • Online
        • Personal Online Banking
        • Business Online Banking
        • Interac eTransfer
        • FAQs and Support
        • CRA Direct Deposit
        • Verified.Me™ Sign‑In
        • Real-Time Alerts
        • Browser Security Update
      • Mobile
        • Deposit Anywhere
      • Contact Centre
      • Telebanking
      • Ways to Pay
        • Member Card Debit Cards
        • Credit Cards
          • Credit Card Promotions
        • Interac Online
        • Apple Pay
        • Lock'N'Block
        • Google Pay
      • Credit Cards
      • Advice Centres
        • Holiday Hours
      • ATM
      • Security
        • How we're protecting you
        • How you can protect yourself
        • Security Alerts
        • Report an Incident
        • Multi-factor Authentication
    • Tools and Resources
      • Calculators
      • Rates
      • Advice
        • Finding your account information
        • 5 reasons why credit cards are king
        • 6 ways to combat inflation
      • Business Resources
      • Know Your Money
        • How to set up KYM
  • Borrowing
    • Overview
    • Personal
      • Mortgages
        • Buying a home with Affinity
        • First-Time Home Buyer
        • Renewing Your Mortgage
        • Renovate or Upgrade
        • Construction Mortgage
        • Mobile Mortgage Specialists
        • Mortgage Products
        • Mortgage Switch
      • Loans
        • Personal Loans
        • RRSP Loans
        • Education Loans
        • Restart Loans
        • Credit Builder Loans
      • Lines of Credit
      • Credit Cards
    • Business
      • Mortgages
      • Term Loans
      • Revolving Credit
      • Leasing
      • Specialty Financing
      • Government Programs
      • Business Credit Availability Program
      • Small Business Loan
    • Agriculture
      • Mortgages
      • Term Loans
      • Leasing
      • Revolving Credit
      • Government Programs
      • Ag Financial Advice
    • Ways to Bank
      • Online
        • Personal Online Banking
        • Business Online Banking
        • Interac eTransfer
        • FAQs and Support
        • Verified.Me™ Sign‑In
        • CRA Direct Deposit
        • Real-Time Alerts
      • Mobile
      • Contact Centre
      • Ways to Pay
        • Member Card Debit Cards
        • Credit Cards
          • Personal Credit Cards
          • Business Credit Cards
          • Credit Card Rewards
          • Credit Card Promotions
        • Interac Online
        • Apple Pay
        • Lock'N'Block
        • Google Pay
      • Credit Cards
      • Advice Centres
        • Holiday Hours
    • Tools and Resources
      • Calculators
      • Rates
      • Advice
      • Loan Preapproval Application Form
  • Investing
    • Overview
    • Guaranteed Investment Certificates (GICs)
      • GIC Products
    • Market-Linked GICs
    • Registered Investments
      • RRSP
        • RRSP Products
      • Retirement Income Options
        • RRIF Products
      • TFSA
        • TFSA Products
      • First Time Home Savings Account (FHSA)
      • RESP
      • Registered Disability Savings Plan (RDSP)
      • Get investing advice
    • Mutual Funds
      • NEI Investments
      • Golden Opportunities Fund
      • SaskWorks Fund
    • Affinity Wealth Management
      • Affinity Wealth Management Professionals
      • Qtrade Guided Portfolios®
      • Qtrade Direct Investing
    • Affinity Financial Strategies
    • Ways to Bank
      • Online
        • Personal Online Banking
        • Business Online Banking
        • Interac eTransfer
        • FAQs and Support
        • CRA Direct Deposit
        • Verified.Me™ Sign‑In
        • Real-Time Alerts
      • Contact Centre
      • Advice Centres
        • Holiday Hours
      • Pre-Authorized Contributions
    • Tools and Resources
      • Calculators
        • Retirement Planner Calculator
      • Rates
      • Advice
  • Meet Affinity
    • Overview
    • Who We Are
      • Our Purpose
        • Membership Benefits
          • Member Perks
          • Affinity First in Line
        • Join Us
        • Credit Union Day
      • Our Values
      • Our Leaders
    • Shared Stories
      • Share your story
      • Member Stories
    • Choose Affinity
    • In the Community
      • Community Impact
        • Financial Literacy
        • Engagement in the Community
        • Community Stories
      • Sponsorships
        • Sponsorship and Donations
        • Community Development Funding
      • Scholarships & Awards
        • Elwood Harvey Co‑operative Leadership Award
        • Build a Better World Scholarship
    • How We’re Governed
      • Our Board of Directors
      • Our Member Councils
      • Elections
      • Annual General Meeting
      • Annual Reports and Bylaws
    • News and Features
  • Rates
    • Overview
    • Chequing and Savings Account Rates
    • GIC Rates
    • TFSA Rates
    • RRSP and RRIF Rates
    • Loan Rates
    • Mortgage Rates
  • Careers
    • Career Opportunities
    • Rewards
    • Working Here
  • Contact Us
    • FAQs
    • Resolving Problems
    • Report a Lost or Stolen Card
    • Meet a Mobile Mortgage Specialist
    • Holiday Hours
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  • Investing
    • Overview
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    • Registered Investments
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    • Affinity Wealth Management
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    • Ways to Bank
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  • Meet Affinity
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