Personal chequing accountFor many of us, a chequing account is more than the cornerstone of our banking, it’s an everyday part of our life.

From picking up coffee to paying your monthly expenses, you can count on the convenience and reliability of your Affinity chequing account.

 Here’s some of what you get:

  • Interest. Our chequing account earns you interest.
  • Member Card® debit card.
  • Online banking.
  • Affinity Mobile app.
  • Interac e-Transfer† service.
  • Deposits that are fully guaranteed.
  • Ding free® access to more than 1,800 credit union ATMs across Canada.
  • Unlimited electronic transfers between accounts.
  • Free deposits.
  • Free eStatements. 

Your chequing account is all about choice, which is why we have a variety of account packages. Whether you use your account once a week or once an hour, we have the package for you.  


Take advantage of your younger years while they’re here with our Future Builder account. Our youth account’s available to every Affinity member age 20 and under. Here are your free perks:

  • Unlimited transactions including free Interac e-Transfer† service.
  • No monthly fee.


Whether you’re brand new to a post-secondary institute or you’ve decided to go back to school and take a break from your career, our Student Chequing Account is for you! Enjoy these benefits that come along with it:

  • Unlimited transactions, including free Interac e-Transfer† service
  • No monthly fee
  • Free deposits


A package specifically designed for those who don’t typically perform a lot of transactions every month. Features include: 

  • 10 transactions per month.
  • $4 per month.


It’s amazing how quickly those transactions can add up. Choose the unlimited account package and you won’t need to keep track of your transactions and risk paying pesky over-limit charges. Here’s what you get:

  • Unlimited transactions including free Interac e-Transfer† service.
  • $12 per month.
  • Learn how you could get a rebate of up to 75% on monthly fees with the Unlimited Plan and our Member Loyalty program!


If your transaction volume fluctuates from month-to-month or you simply just don’t use your account very much, paying only for the transactions you make is a great option. This account package features:

  • No monthly fee.
  • $1 per electronic transaction.
  • $1 per processed cheque.
  • $1 per staff-assisted debit.


Wisdom comes with age and so does our Heritage chequing account, designed with the specific needs of the over-65 crowd in mind. Here are some of the benefits that come with this account:

  • Unlimited transactions including free Interac e-Transfer† service.
  • No monthly fee.
  • Access to 100 cheques per year.
  • No charge for in-branch bill payments.

These transactions aren’t included with your account package:

  • $2 for withdrawals at Canadian ATMs outside the Credit Union ding free® network. 
  • $5 for ATM withdrawals outside Canada. 
  • $2.25 for in-branch bill payments. No charge for 65+ chequing accounts.

U.S. Chequing

The trips you take to the United States are your business. Making your transition back and forth as easy as possible – that’s our business. This account helps you live well in both countries. 
Find out how.

Looking to learn more? Find it here:

  • How do I open a chequing account?

  • What happens when I’ve used the 10 monthly transactions on my Value account package before the end of the month?

  • What’s ding free®?

  • I’m interested in saving paper – how do I sign up for eStatements?

  • Can I deposit cheques with my phone?

  • What happens if my account gets overdrawn?

  • How do I send money internationally?

  • What is a bank draft?

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