RRSP and RRIF Rates

Learn more about our RRSP and RRIF products here. Or if you're interested in opening an RRSP or RRIF, book an appointment online or call at 1.866.863.6237.
 

RRSP and RRIF Savings Rates

  • RRSP/RRIF Savings
  • $50 Min. Deposit

  • < $4,999

    0.85%

  • $5,000 and over

    1.10%

RRSP Flex Rate

  • RRSP Flex
  • $500 Min. Deposit

  • 1 Year

    3.00%

RRSP and RRIF Term Rates and Special Offers*

  • RRSP/RRIF Term Rates
  • $500 Min. Deposit

  • 1 Year

    3.75%

  • 2 Years

    4.00%

  • 3 Years

    4.10%

  • 4 Years

    4.15%

  • 5 Years

    4.20%

  • RRSP/RRIF Special Offers*
  • Call us for details

  • 1 Year

    4.50%

  • 2 Years

    4.40%

  • 3 Years

    4.30%

  • 4 Years

    4.25%

  • 5 Years

    4.20%

RRSP and RRIF Escalator Rates

  • RRSP/RRIF Escalator 3 year
  • $500 Min. Deposit

  • Year 1

    4.00%

  • Year 2

    4.25%

  • Year 3

    4.50%

  • Effective Yield is 4.25%

    .

  • RRSP/RRIF Escalator 5 year
  • $500 Min. Deposit

  • Year 1

    4.00%

  • Year 2

    4.25%

  • Year 3

    4.50%

  • Year 4

    4.75%

  • Year 5

    5.00%

  • Effective Yield is 4.50%

    .

Rates are provided for information purposes only and are subject to change without notice at any time. 
 
*Some conditions apply, contact us for details.