Apple Pay

A simple and secure way to pay

hand with iphone and Apple Pay and MemberCard showing

Apple Pay offers you an easy and secure way to make everyday purchases with your Affinity Member Card® debit card using your iPhone or Apple Watch! Paying with Apple Pay is as easy as holding your finger to the home button of your iPhoneor using Face ID on iPhone X. And your card details are not shared during a transaction, keeping your transactions private and secure.

NFC-symbol Apple Pay is accepted at plenty of retailers. Just look for retailers that display the Apple Pay or contactless logo for in-store purchases.

Each payment requires your authorization through either Touch ID, passcode or Face ID. Your card details are not stored on your device and won’t be shared with the merchant. If your device is lost or stolen, you can remotely suspend Apple Pay or wipe your device.

Your spending limits for Apple Pay purchases are the same as those on your Member Card debit card.

If you have questions, if you’re having technical issues, or if you’ve lost your phone and need to cancel Apple Pay, call our Contact Centre at 1.866.863.6237.

Looking to learn more? Find it here:

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How do I add my Affinity Member Card® debit card to Apple Pay?

It’s easy and can be done in a couple of ways!

On your iPhone or Apple Watch through Affinity Mobile

1. Sign into Affinity Mobile on your iPhone.

2. Click on the Apple Pay icon on the Banking tab.

3. Follow the onscreen instructions to add your Affinity Member Card debit card.

4. If you have an Apple Watch and it’s paired with your iPhone, Affinity Mobile will allow you to provision to your watch, iPhone or both.

On your iPhone through the Wallet app:

1. Open the Wallet app.

2. Press the plus sign in the upper right corner.

3. Follow the onscreen instructions to add your Affinity Member Card debit card.

On your Apple Watch through the Apple Watch app:

1. Open the Apple Watch app on your iPhone.

2. Tap “Wallet & Apple Pay” and select “Add a credit or debit card”.

3. Follow the onscreen instructions to add your Affinity Member Card debit card.

4. You can also set up your Apple Watch through Affinity Mobile (see above).
How do I make a purchase with Apple Pay?

If you’re using an iPhone other than iPhone X, hold it to the payment terminal with your finger on the home button. A beep and vibration will confirm your payment.

On iPhone X, double-click the side button and then glance at your iPhone to authenticate with Face ID. Hold the top of the iPhone X near the contactless reader. A beep and vibration will confirm your payment.

For an Apple Watch, hold the watch to the payment terminal and double click the side button. A tap and a beep with confirm your payment.
Which Affinity cards can I use with Apple Pay?

Affinity Credit Union Member Card debit cards are currently available for Apple Pay.
Can I add my Affinity Member Card® to more than one Apple device?

Yes, you can add your card to one or more eligible Apple devices, up to a total of 9 devices.
How do I make my Affinity Member Card® the default card in Apple Pay?

The first card added to Apple Pay is automatically set to be the default card. To change your default card, open the Wallet app, hold and drag your Affinity card to the front. You may also:

1. Open Settings and select “Wallet & Apple Pay”

2. Select “Default Card” under “Transaction Defaults” and choose your Affinity card.
Is Apple Pay free?

Yes, there are no fees to use or register you card with Apple Pay. Each transaction in Apple Pay will count as an additional transaction, if you pay transaction fees for your account. Your wireless carrier may charge additional fees for data usage.
Is my account number stored on my phone?

No, your account number is replaced with a secure digital number known as a token. The token represents your Affinity Member Card debit card and is used to make secure purchases, in-app and in-store.
On which devices will Apple Pay work?
Apple Pay works on the following devices:
- iPhone 7; iPhone 7 Plus
- iPhone 6s; iPhone 6s Plus; iPhone 6; iPhone 6 Plus
- iPhone SE
- iPhone 8; iPhone 8 Plus
- iPhone X
- Apple Watch paired with iPhone 5 or later
Do I need network access to make a purchase?

No, a network connection is not required to make a payment, but it is recommended to receive transaction alerts.
How do I do a refund?

Refunds are initiated by the Merchant at their POS terminal, following the same rules as refunds do today. It’s recommended that you bring your physical card with you.
What if my device is lost or stolen?

You can suspend/delete your card through iCloud by logging into icloud.com and changing the status of your device to “lost”. You should contact us at 1.866.863.6237 if you can’t access icloud.com to change your device status to “lost”.

Apple Pay, iPhone, Apple Watch, Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.