Solutions for the 25 and under crowd

Solutions for the 25 and under crowd

youth backpack_sm.jpgYou've got big plans for the future.

Whether your next step in life is finishing high school, going to college or university, getting a job, or travelling the world, chances are a little planning, budgeting and saving are in order. But don't stress – we have solutions tailored to you and your goals, so you can focus on the experiences, not worrying how you're going to afford them. After all, you're only young once!

Talk to our experts and learn how you can save time and money every day with our convenient banking options!

Everyday solutions to save you time and money

Free everyday banking - Sign up for the Future Builder service fee plan and enjoy no service charges on your everyday banking (yep, we mean zero dollars).

Dependable ways to save - Your big plans may need to be saved for first. Check out our savings accounts so you can start stashing some cash and earning interest today! Your future self will thank you.

Bank online - If you've got a computer and an internet connection, you've got banking! Manage your money easily, conveniently and on your terms with online banking.

Bank from the palm of your hand - Have a smart phone or a tablet? That basically means you've got a 24/7 branch right in your hand…or pocket…or purse! Check your balances, review your transaction history, pay bills, transfer cash and more with Affinity Mobile. It's free and super easy to use.

Deposit cheques wherever you are - Is that birthday cheque from Grandma still stashed in the old wallet and getting to a branch or ATM sometime soon not very likely? No problem. Deposit it right to your account with your smart device, Affinity Mobile and Deposit Anywhere™. Friendly branch staff or electronic money machine not required.

Take out cash (no strings, or fees, attached) - Speaking of ATMs, sometimes you just need some cash, and paying a service fee to access it is a deal-breaker. The beauty of being an Affinity member is that you can use any credit union ATM across Canada and withdraw your cash for free. Learn more about ding free® ATMs and where to find one near you.

Transfers to and from your account in no time – Paying back a friend or getting your sister's share of mom's birthday present need not wait until your next get together. Send and receive money with Interac e-Transfer.

Convenient payment options

Build credit to help you later on – You may have no desire, or need, for a credit card, but those little cards can play a big role in building your credit history, and can get you out of a bind when used smartly. Whether you're a student or looking for a low-fee option, a MasterCard® Credit Card might be right for you.

A MasterCard solution without the credit - If a credit card isn't in your plans, a GLOBAL PAYMENT MasterCard might be just the ticket. GLOBAL PAYMENT™ MasterCard cards can be used anywhere MasterCard is accepted including shopping online and accessing cash at an ATM. But, unlike the traditional MasterCard credit card, the funds are automatically moved from your Affinity account to pay off the balance after the transaction is completed.

Earn points on the stuff you buy - Everyone likes free goodies, and earning points on purchases that can be used for travel or merchandise seems a little too good to be true, don't you think? It isn't! Add CHOICE REWARDS® to your MasterCard or GLOBAL PAYMENT MasterCard for a low annual fee and that trip to Cabo next year with your university friends could be totally doable.

Options to help you with your education goals

Your tuition and living expenses are covered! - There's no denying it...college, university or trade school isn't free. But that shouldn't stand in your way of achieving a post-secondary education. Thanks to the StudentChoice® loan, you have the flexibility and the ability to get the education of your dreams without breaking the bank.


 

​† Trademark of Interac Inc. used under license.