25 years old or younger? Lucky you!

25 years old or younger? Lucky you!

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​You may be young, but you've got financial goals. Maybe you're saving up to buy the latest video game, your first set of wheels, or starting out on your own and you could probably use a break! Whether it's your paycheque or cash that Grandma sent for your birthday, you need a place to accumulate your wealth!

With Affinity's No-Fee Future Builder service fee plan, you get unlimited transactions every month! (That's right, we said unlimited) All for the low cost of zero dollars. We aren't kidding about that either!

You can tie the Future Builder plan to a Maximizer® account and enjoy tiered interest rates on your hard-earned money. The more money you have, the higher your interest rate. This just keeps getting better and better doesn't it!

What's a transaction you ask? Here are a few examples:

  • taking out cash at the ATM
  • buying something with your debit card
  • going into one of our locations to withdraw money


You also get a ton of stuff for FREE:

  • we never charge you to make a deposit
  • unlimited mobile, internet, and telephone banking transactions
  • ding-free withdrawals from any credit union ATM in Canada
  • 24 personalized cheques every year


​Monthly transactions​Unlimited
​Monthly fee​Free
​Cheques​24 free per year

It's not mandatory, but we highly recommend it. Plus, it costs an extra $1 for the paper statement.
​Paper statements​​$1.00 per month


Good to know:

  • monthly statements come complete with images of the cheques that cleared your account
  • e-mailing money to someone (also known as Interac® e-Transfer) will cost you $1.00
  • Credit Union Deposit Guarantee Corporation fully guarantees all your deposits. Your money is safe and secure.
  • if you use an ATM that doesn't belong to a credit union, it's kind of expensive. To save those annoying fees, you should always try to find a credit union ATM. It does pay to be a credit union member
    • Interac ATM withdrawals $2.00
    • CIRRUS ATM withdrawals $3.00
  • Paying a bill in-branch will cost you $2.25 – but you can pay it on Affinity Mobile, online banking, or TeleBanking for free!
So now that you know what Affinity has to offer, why not open an account? It's easy and we'd love to have you join!