Link your new credit card with online banking

Link your card so it appears alongside your other accounts in online banking and Affinity Mobile! Linking can’t be done through Affinity Mobile just yet and is not available for business cardholders at this time.

Step 1

Once you're logged in, click the Accounts tab. On the right hand side of your screen, select Link a Card. If you're working on a smaller screen, like a laptop, click Related Actions and then select Link a Card.

Next step →

Step 2

Enter the last four digits of your credit card number and the expiry date.

Next step →

Step 3

Your card will now appear in the Accounts tab under a new section called Credit Cards. You can now make real-time payments to your card by performing a quick and easy account transfer. Just select your credit card account in the Transfer To drop down.

Return to step 1 →

Once linked you can make real-time payments on your card without leaving Affinity online banking or Affinity Mobile. Personal cardholders can make a real-time payment by completing a transfer from your account and selecting your credit card account in the Transfer To drop down.

Business cardholders can make payments on their card from online banking by setting up Mastercard Affinity CU as a new payee.

Affinity MastercardMastercard®Affinity World MastercardWorld Mastercard®Affinity World Elite MastercardWorld Elite® Mastercard®
Welcome Offer10,000 pts50,000 pts150,000 pts
Monthly Fee$0$10 waived if monthly spend is at least $4000$12 waived if monthly spend is at least $8000
Additional Card Monthly Fee$0$4$8
Interest RatesPurchases: 12.99%
Balance Transfers: 12.99%
Cash advances 12.99%
Purchases: 20.99%
Balance Transfers: 12.99%
Cash advances 22.99%
Purchases: 20.99%
Balance Transfers: 12.99%
Cash advances 22.99%
Rewards2 points per $1
(for the first $1-$749.99 in spending)
4 points per $1
(for the next $750 - $1499.99)
6 points per $1
(for all spending $1500 and up)
5 points per $1
(for the first $1 - $1499.99 in spending)
10 points per $1
(for the next $1500 - $2999.99)
15 points per $1
(for all spending $3000 and up)
10 points per $1
(for the first $1 - $2999.99 in spending)
20 points per $1
(for the next $3000 - $5999.99)
30 points per $1
(for all spending $6000 and up)
Bonus Points8 points per $1 spent (awarded based on your highest spend category)10 points per $1 spent (awarded based on your highest spend category)12 points per $1 spent (awarded based on your highest spend category)
Minimum Income RequirementN/A$60,000 personal or $100,000 household$80,000 personal or $150,000 household
Insurances & Benefits
Common Carrier Accident, Purchase Security & Extended Protection, Mobile Device, Event Ticket Protector
Out Of Province Emergency Travel Medical 
Car Rental Collision/Loss Damage 
Flight Delay & Baggage  
Hotel Burglary  
Trip Cancellation/Trip Interruption  
Zero LiabilityWorry-free assurance that you won’t be held responsible for unauthorized purchases made on your card
And More
Airport Lounge Access 
Global Wifi 
Concierge Service  
*Mastercard®, World Mastercard® and World Elite® Mastercard® are registered trademarks of Mastercard International Inc. used under license.
Affinity Business World Eliter MastercardBusiness World Elite Mastercard®Affinity Business+ World Elite MastercardBusiness+ World Elite® Mastercard®
Monthly Fee$0$12 waived if monthly spend is at least $8000
Additional Card Monthly Fee$0$8
Interest RatesPurchases: 12.99%
Balance Transfers: 12.99%
Cash advances 12.99%
Purchases: 20.99%
Balance Transfers: 12.99%
Cash advances 22.99%
Accounting Integration
Rewards10 points per $1 on everything but fees, cash etc.15 points per $1 on everything but fees, cash etc.
Bonus Points15 points per $1 spent on tech, office supplies and agriculture20 points per $1 spent on tech, office supplies and agriculture
Insurances & Benefits
Purchase Protection + Extended Protection
Car Rental Collision / Loss Damage
Zero LiabilityWorry-free assurance that you won’t be held responsible for unauthorized purchases made on your card
Priceless.comEligible for Business cardholders. Businesses can make a Priceless impression and build business. Treat clients and employees to over 2,000 extraordinary experiences worldwide, from private dining experiences and VIP access to sports and entertainment events.
Priceless.com Mastercard Easy SavingsEligible for Business cardholders. Empowering a business with easy ways to save.Businesses can enjoy automatic rebates on everyday business essentials at more than 50,000 retailers, restaurants, hotels and business services across Canada. There’s no enrollment fee, no coupons and no codes.
And More
Airport Lounge Access
Global Wifi
Concierge Service
*Mastercard®, World Mastercard® and World Elite® Mastercard® are registered trademarks of Mastercard International Inc. used under license.

Affinity Rewards

On April 21, your current rewards will be converted to Affinity Rewards, our exciting new rewards program. Your converted points balance will be available to view in your online account on or around April 28. And not to worry - the value of your rewards balance will remain the same, but will convert to a new rate as follows:

100 MySelect Reward Points today = 1000 Affinity Rewards (both equivalent to $1 cashback)

Your rewards will add up fast! The more you spend, the more you can earn just by choosing your new Affinity credit card as your preferred way to pay! Level up each month and earn up to 3x your base earn rate. You can redeem your points quickly and easily on any transaction or as cashback towards your balance.

Earn bonus points

No more juggling multiple cards for purchases since your Affinity credit card will automatically make sure you’re earning the most points each month (up to 20% of your total spend).

Earn more with exclusive offers

Accelerate your point earn by taking advantage of special partner offers and shopping at your favourite retailers like Apple, Nike, Lululemon, Indigo, and more.

Refer a friend. Reap the Rewards.

Earn even MORE points when you refer a friend or family member and they’re approved for an Affinity credit card!

Included benefits

All these benefits and more await you.

Flexible Payments

You'll be able to break down large purchases into manageable monthly payments.

Add Family to your Account

Set spending limits and track spending, perfect for promoting smart spending!

Enhanced Digital Experience

Access replacement cards in real-time and transact on the go or online!