Terms and Conditions

$200 New Member Offer


The following introductory offers are available to new members who meet the following prerequisites:

  • Must open an Unlimited Chequing account (Personal Unlimited, Heritage/65+, Student, and Youth(18+) accounts qualify) during the advertised promotional period.
  • Must be a new personal membership. (New is defined as not having a membership at Affinity Credit Union at any time since January 1, 2021.)
  • Must subscribe to a $5.00 membership share with Affinity Credit Union.
  • The promotional period will be offered between September 20, 2021 and October 31, 2021.

The “$200 New Member Offer” contains the following benefits for new members. These offers can be taken advantage of separately, or as a complete package.

1. $200 Cash Bonus

  • An Unlimited Chequing account (Personal Unlimited, Heritage/65+, Student and Youth(18+) accounts qualify) must be opened, requires at least one (1) pre-authorized deposit within the first 60 days of account setup and must have that item go through the account at least one time within that first 60 days.
  • The account must be opened at an Affinity Credit Union advice centre. Accounts opened online do not qualify for the cash bonus offer.
  • The cash bonus will be deposited in the month following the first pre-authorized deposit transaction verification. The account must be in good standing to receive the bonus.

2. Twelve (12) months package fee waiver commencing the month you open your account.

  • Applicable for any Unlimited chequing account, for a maximum savings of $156.00
    • Accountholder must set up at least one (1) re-occurring pre-authorized deposit – verified through the account within 60 days of setting up the new account. Examples of qualifying pre-authorized transactions may include any of the following:
  • Pre-authorized payroll
  • Government deposits

Affinity Credit Union reserves the right to deem what qualifies for a re-occurring pre-authorized deposit.

Any or all of the following additional incentives may also be selected:

3. Bonus 0.25% on term deposits for the first year

  • Cannot be used with any other promotional offer.
  • Investments must be made into a fixed non-redeemable term product only. Flex terms, Investors Savings, and Everyday Savings accounts do not apply.
  • Investments are non-redeemable and must be held until maturity.
  • Applies to both registered and non-registered products.
  • Deposit must be made in the first year of membership (within 365 days from the purchase of the member share).

4. Receive 5,000 bonus loyalty reward points when you apply for any Affinity Mastercard® with MySelect Rewards – a $50 value

  • Eligible cards include:
    • Affinity Cash Back Mastercard®
    • Affinity Travel Rewards Gold Mastercard®
    • Affinity US Dollar Mastercard®
    • Affinity Centra Gold Mastercard®
    • Affinity Classic Mastercard®
    • Affinity World Mastercard®
  • Must enter promo code “Switch21” at the time of application in the promotion code field on online applications.
  • Offer applies to newly approved card accounts only – card account must be activated and in good standing at the time the MySelect Rewards points are awarded.
  • Loyalty points will be awarded to the primary cardholder on the first monthly statement.

5. No consumer loan or line of credit application fees.

  • Where fees apply, application fees will be waived upon the approved application by the new member of a consumer loan or consumer line of credit.
  • Loans must be intended for personal usage only.
  • Application must be made in the first year of membership (within 365 days from the purchase of the member share).
  • All other applicable loan fees apply (eg. $1.50 monthly LOC fee)

6. No first quarter administration fee when you open a new Qtrade Investor account

7. Access to Affinity Member Perks

  • Sign up for Affinity First in Line to be notified by text of advance ticket sales to concerts and events in Saskatoon and Regina.
  • Check the Member Perks page to review exclusive discounts for Affinity members at select venues and events throughout the province.

The following terms and conditions apply to incentives (1 through 7):

  1. Must be 18 years or older and a resident of Saskatchewan at the time of account opening.
  2. Account must be maintained in good standing. (No delinquent or unauthorized overdrawn status.)
  3. Only one (1) offer per eligible personal member, even if the eligible personal membership is opened jointly. In that case, only the primary owner will qualify for the offer.
  4. As this promotional offer is available only for new members as defined above, (that is, members who, until opening the unlimited chequing account, had not been members in the period from January 1 – September 19, 2021) members with existing personal memberships as of September 20, 2021 aren’t eligible for this offer even if they upgrade their existing account package.
  5. If you were an existing member during this promotional period but closed your membership and opened a new eligible personal membership, you’re not eligible for the promotional offer.
  6. This offer and these terms do not, in any way, affect the service fees related to the operation of any of our personal memberships, card products or credit services.
  7. Affinity Credit Union employees and immediate family members of employees are not eligible for the Offer.
  8. Affinity Credit Union reserves the right to cancel or change these Terms and Conditions at any time without notice, for any reason, and to revoke the Offer for any customer who appears to be manipulating or abusing the Offer, or appears to be engaged in any suspicious/fraudulent activity.

Terms & Conditions effective September 1, 2021