Personal Credit Cards

Ways to Bank_paying with credit card_iStock-803322566_270xLooking for a credit card that does more? Look no further. We’re excited to introduce a new suite of Affinity Mastercard® products to fit your needs. Whether you’d prefer a card with no annual fee, one that earns cash back or one that can get you some amazing travel rewards, we’ve got a card for your life and spending style.

Do you hold a Choice Rewards® Affinity Mastercard? Learn more about some important changes coming soon.


Student Mastercard®
Student Mastercard®
  • No annual fee
  • Interest rate 11.90%
  • Zero Liability Fraud Protection

World Mastercard®
World Mastercard®
  • Annual Fee: $150
  • Interest Rate: 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (Earn 2 points for every $1 spent. Earn double rewards for purchases made in foreign countries)
  • Auto Rental Collision/Loss Insurance1
  • Purchase Protection & Extended Warranty1
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Accident Protection
  • 24/7 Travel Assistance
  • Price Protection Service
  • Mastercard Benefits
  • Apply now

Centra Gold Mastercard®
Centra Gold MasterCard®
  • Annual Fee: $50
  • Interest Rate: 9.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (1 point for every $1 spent on everyday purchases)

Travel Rewards Gold Mastercard®
Travel Rewards Gold MasterCard®
  • Annual Fee: $110
  • Interest Rate: 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (Earn 1 point for every $1 spent on everyday purchases and double points on purchases in foreign currencies)
  • Auto Rental Collision/Loss Insurance1
  • Purchase Protection & Extended Warranty1
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Accident Protection
  • Protection for grandchildren travelling with you
  • 24/7 Travel Assistance
  • Mastercard Benefits
  • Apply now

Flex Mastercard®
Flex MasterCard®
  • Annual Fee: $40
  • Interest Rate: Variable; as low as 9.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (1 point for every $1 spent on everyday purchases)

Cash Back Mastercard®
Cash Back MasterCard®
  • Annual Fee: None
  • Interest Rate: 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (1 point for every $1 spent on everyday purchases and double points on gas purchases)


Classic Mastercard®
Classic MasterCard®
  • Annual Fee: $30
  • Interest Rate: 11.90%
  • Zero Liability Fraud Protection

US Dollar Mastercard®
US Dollar MasterCard®
  • Annual Fee: $65 USD
  • Interest Rate: 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards (1 point for every $1 USD spent)
  • Auto Rental Collision/Loss Insurance1
  • Purchase Protection & Extended Warranty1
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Accident Protection
  • 24/7 Travel Assistance
  • Mastercard Benefits
  • Apply now