Guaranteed Investment Certificates (GIC)

GICGuaranteed Investment Certificates (GICs) deliver a rare mix of certainty and flexibility. Choose the term that fits your needs and get an interest rate that’s guaranteed. Get your GIC started with as little as $500 and put your money to work earning interest at rates that beat conventional savings plans.

You've got options - find the GIC that's right for you:

Looking to learn more? Find it here:

How much will I earn in interest?

It depends on the GIC product you choose as well as the length of your investment term. If you commit to a 5-year term, it makes sense that you’ll earn more interest than you would with a 1-year term.

Compound interest lets you accelerate your interest earnings. The interest you earn from your GIC is reinvested into the principal so your investment earns even more interest.

Interest is compounded for registered GICS. For non-registered GICs, it can be compounded or paid into your Affinity account.

*Some conditions apply, contact us for details.

I'm ready for a GIC