Personal Credit Cards

Ways to Bank_Personal Credit CardChoosing the right credit card depends on what you'll be using it for. Want just a basic card that offers the acceptance of a major credit card? Would you prefer a card with added premium perks like a rewards program or medical and travel insurance?

We offer a variety of cards each having different benefits and features. Which one is right for you?

Affinity is proud to partner with our credit card provider CUETS. To apply for any card you can visit a branch or apply online on the CUETS website.

Card Type Features

Student MasterCard®
Student-MasterCard

  • No annual fee.
  • Interest rate 19.49%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point)
  • MasterTrip®.
  • MasterPurchase®.
  • Optional Balance Protection Insurance.

Apply now »

World Elite MasterCard®
World-Elite-MasterCard
  • Annual fee is $150. Additional cards carry a $40 annual fee.
  • Interest rate 19.49%
  • CHOICE REWARDS® program. Earn two points for every dollar you spend ($1=2 points).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • MasterPurchase®.
  • MasterRental®.
  • MasterLegal®.
  • Optional Balance Protection Insurance.
  • Exclusive MasterCard offers and VIP experiences world-wide.
  • Price Protection.
  • Concierge travel assistance.

Apply now »

Platinum Class MasterCard® 
Platnum-Class-MasterCards
  • Annual fee is $150. Additional cards carry a $40 annual fee.
  • Interest rate 19.49%.
  • CHOICE REWARDS® program. Earn two points for every dollar you spend ($1=2 points).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • MasterPurchase®.
  • MasterRental®.
  • MasterLegal®.
  • Optional Balance Protection Insurance.

Apply now »

Gold MasterCard®
Gold-MasterCard
  • Annual fee is $96. Additional cards carry a $36 annual fee.
  • Interest rate 19.49%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • MasterPurchase®.
  • MasterRental®.
  • MasterLegal®.
  • Optional Balance Protection Insurance.

Apply now »

Low-Fee Gold MasterCard®
Low-Fee-Gold-MasterCard
  • Annual fee is $35. Additional cards carry a $12 annual fee.
  • Interest rate 19.49%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point).
  • MasterTrip®.
  • MasterPurchase®.
  • MasterRental®.
  • MasterLegal®.
  • Optional Balance Protection Insurance.

Apply now »

Low Fee MasterCard®
Low-Fee-MasterCard

  • Annual fee is $12. No fee for additional cards.
  • Interest rate 19.49%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • MasterPurchase®. 
  • Optional Balance Protection Insurance.
Apply now »
Low Rate MasterCard® 
Low-Rate-MasterCard
  • Annual fee is $30. No fee for additional cards.
  • Interest rate 11.99%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • Optional Balance Protection Insurance.

Apply now »

No Fee MasterCard®
No-Fee-MasterCard
  • No annual fees.
  • Interest rate 19.99%.
  • Optional CHOICE REWARDS® program. Earn one point for every dollar you spend ($1=1 point).
  • Premium Travel Health Plan.
  • MasterTrip®.
  • Optional Balance Protection Insurance.

Apply now »