CRA Direct Deposit with online banking

It's easy to sign up for direct deposit from the CRA through online banking or the Affinity Mobile app.

Our members can quickly designate what account they want their Government of Canada payments to go to within a couple minutes from the online banking platform they're already familiar with.

Refunds and payments for this feature include:

Income tax refunds
Good and services tax/Harmonized sales tax (GST/HST) credit
Canada child benefit
Canada workers benefit
Climate action incentive payment

You may need additional account information when applying for certain government programs, such as Employment Insurance (EI). If this applies to you, please access your direct deposit and pre-authorized debit form from online banking by clicking Direct Deposit and Pre-Authorized Debit Form from the left-hand menu. This form can be downloaded for your convenience and contains your transit number, institution number and account number.

How do I sign up?

Online banking

The process is fast and simple. On the left-side navigation within our online banking platform, select CRA Direct Deposit Registration. This feature is only available for personal memberships.

Read through the information provided and click Continue. You only need to register your account once. Any Government of Canada payments will now be deposited automatically into your chosen account.

Acknowledge the consent and privacy statements by clicking on the checkbox and then click Accept. If you choose to decline the consent and privacy statements, you will be returned to the Account Summary page of online banking.

Select which account you want your CRA funds to be deposited into.

Confirm your personal information, including account, name, date of birth and social insurance number. If your personal information is correct, click Complete to continue and complete the application process.

If any of this information is incorrect, please call our Contact Centre at 1.866.863.6237 to have this corrected.

You’ll receive confirmation to indicate that the enrolment process is now complete. Your account number and account type will display on the confirmation screen.

Should you wish to change your banking information with CRA in the future, you’ll need to contact them directly at 1.800.959.8281.

Affinity Mobile app

After you log in to your account, go to the Menu located on the bottom navigation bar. Next, scroll to select CRA Direct Deposit.

Read through the information provided and click Continue. You’ll then need to select the account you want your CRA funds to be deposited into. Finally, confirm your personal information, including account, name, date of birth and social insurance number.

If your personal information is correct, click Complete to finish the application process. If any of your information is incorrect, please call 1.866.863.6237 to update it.

What happens if I submit multiple requests to update my direct deposit information through my financial institution?

You only need to enrol once. If you submit multiple requests to update your direct deposit information, the most recent enrolment you complete will become the account on file with the CRA. Direct deposits will only be made into one account, at one financial institution.