Mortgage Rates

Residential Mortgage Rates

  • Term
  • Straight Rate(1)
  • CUFlex(1)
  • Straight Rate Insured

  • 6 Month Closed

    -

  • 1 Year Closed

    6.74%

  • 2 Year Closed

    6.34%

  • 3 Year Closed

    5.49%

  • 4 Year Closed

    5.29%

  • 5 Year Closed

    5.09%

  • 7 Year Closed

    -

Insured (or high ratio) mortgages are those where the initial down payment is less than 20% of the mortgage amount. This discount only applies to new mortgages to Affinity (not existing renewals).

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Posted Mortgage Rates (2)

  • Term
  • Posted Rate

  • 6 Month Closed

    7.99%

  • 1 Year Closed

    7.84%

  • 2 Year Closed

    7.44%

  • 3 Year Closed

    6.99%

  • 4 Year Closed

    6.89%

  • 5 Year Closed

    6.79%

  • 7 Year Closed

    7.09%

Variable Rate Closed Mortgage(3)

  • Term
  • Posted Rate

  • 3 Year Closed

    Prime - 0.35%

  • Affinity Prime Rate
  • 7.20%

    Fixed Rate Open Mortgage

    • Term
    • Posted Rate

    • 1 Year Open

      8.99%

    1. Some conditions apply and rates are discounts off posted Mortgage Rates.
    2. This interest rate is considered Affinity Credit Union's Posted Mortgage Rate.
    3. Interest rates for Closed Variable Mortgage will fluctuate based on Affinity Credit Union's Prime Lending Rate.
    Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. If additional fees are incurred, the APR increases. Interest rates are posted for information purposes only and are subject to change without notice.