For the 26 to 59 year olds

For the 26 to 59 year olds

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Whether you take cash out for your monthly spending or you prefer to swipe your card every time, we have a service fee package for you! 

You can tie any of the following packages to a Maximizer® account and enjoy tiered interest rates on your hard-earned money. The more money you have, the higher your interest rate. This just keeps getting better and better doesn't it!

What's a transaction you ask? Here are a few examples:

  • taking out cash at the ATM
  • buying something with your debit card
  • going into one of our locations to withdraw money

 
You also get a ton of stuff for FREE:

  • we never charge you to make a deposit
  • electronic transfers between accounts
  • ding-free withdrawals from any credit union ATM in Canada

 

 

​Service fee plans for the Maximizer account​Value plan​Unlimited plan​Pay as you go
​Don't use your card very much? Maybe you deal mostly in cash? This could be the plan for you!​Use your debit card a lot? Pay a flat monthly fee and get unlimited transactions!​Don't use your account a whole bunch? Try pay as you go. No monthly fee and no transaction limit, just pay per transaction.
​Monthly transactions​10​Unlimited​None
​Monthly fee​$4.00​$10.00​None
​Electronic transactions (over limit)​0.65¢​Included​0.65¢
​Cheque Processing (over limit)​$1.00​Included$​1.00
​In-branch transactions (over limit)$​1.00​Included​$1.00
​In-branch bill payment​$2.25$​2.25​$2.25
​Personalized cheques​At cost​At cost​At cost
​eStatements​Free

It's not mandatory, but we highly recommend it. Plus, it costs an extra $1 for the paper statement.

​Free

It's not mandatory, but we highly recommend it. Plus, it costs an extra $1 for the paper statement.

​Free

It's not mandatory, but we highly recommend it. plus, it costs an extra $1 for the paper statement.
​Paper statements$​1.00 per month​$1.00 per month$​​1.00 per month

 

 Good to know:

  • monthly statements come complete with images of the cheques that cleared your account
  • e-mailing money to someone (also known as Interac® e-Transfer) will cost you $1.00
  • Credit Union Deposit Guarantee Corporation fully guarantees all your deposits. Your money is safe and secure.
  • if you use an ATM that doesn't belong to a credit union, it's kind of expensive. To save those annoying fees, you should always try to find a credit union ATM. It does pay to be a credit union member.
    • Interac ATM withdrawals $2.00
    • CIRRUS ATM withdrawals $3.00
  • Paying a bill in-branch will cost you $2.25 – but you can pay it on Affinity Mobile, online banking, or TeleBanking for free!
 
So now that you know what Affinity has to offer, why not open an account? It's easy and we'd love to have you join!