RRSP loans

RRSP loans

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​If you want the tax benefits of contributing to your registered retirement savings plan, or if you have unused RRSP contribution room you want to catch up on, we can help with an Affinity RRSP Loan.

Your options:​

​RRSP Quickline​Take Ten RRSP Loan
​Contribute to your RRSP with funds from a pre-approved loan you access and reuse each year​Maximize your tax savings by topping up your unused RRSP contribution room
  • ​Competitive rates
  • Pay back over 12 months or sooner without penalty
  • No loan application fee
  • Loan applies to all RRSP investments offered by Affinity Credit Union and Credential Asset Management Inc., Credential Securities Inc. and Credential Financial Strategies Inc.*
  • Competitive rates are guaranteed for​ 5 years
  • Minimum loan amount $5,000
  • Minimum monthly payment $100
  • Take up to 10 years to repay without penalty
  • Loan applies to all RRSP investments offered by Affinity Credit Union and Credential Asset Management Inc., Credential Securities Inc. and Credential Financial Strategies Inc.*​

*Please see the Credential disclosure and mutual funds disclaimer page​​