Maximizer® (Chequing)

Maximizer® (Chequing)

​​​​​​​​​​​​​​​​​​​​​​​​Would you choose a basic chequing account over one that earns you interest? We didn't think so! Enjoy tiered interest rates with a Maximizer® account – the more money you have, the higher your interest rate! 

 
And you can save on transactions by adding a service fee plan. How do you like to bank? Online? Face-to-face? Bit of both? Pick the plan that suits you. ​
​Service fee plans for the Maximizer® account​Value Plan​Unlimited Plan​Future Builder​Heritage​Pay as you go
​Don't use your card much? Maybe you deal mostly in cash? Then this is the plan for you!​Use your debit card a lot? Pay a low flat monthly fee and enjoy unlimited transactions!​Are you 25 years or under? Lighten the load with free banking!​A package designed in appreciation of all our members over 60.​Don't use your account a whole bunch? Try pay as you go and pay per transaction.
​Monthly transactions​10​Unlimited​Unlimited​Unlimited​None
​Monthly fee​$4.00​$10.00​Free​Free​None
​Cheques​At cost​At cost​24 free per year​100 free per year​At cost
eStatement​​Free - it's not mandatory but we highly recommend it. A paper statement will cost you $1 per month.Free - it's not mandatory but we highly recommend it. A paper statement will cost you $1 per month.​​Free - it's not mandatory but we highly recommend it. A paper statement will cost you $1 per month.Free - it's not mandatory but we highly recommend it. A paper statement will cost you $1 per month.Free - it's not mandatory but we highly recommend it. A paper statement will cost you $1 per month.
​Paper statement​$1 per month​$1 per month​$1 per month​$1 per month​​$1 per month
Fee for items over your transaction limits:​​​​​​ ​ ​ ​ ​
​Electronic transfers between accounts​Free​Free​Free​Free​Free
​Electronic transactions​0.65¢​Included​Included​Included​0.65¢
​Cheque processing​$1.00​Included​Included​Included​$1.00
​Staff-assisted debits​$1.00​Included​Included​Included​$1.00
​​​​​What's not included? ​ ​ ​ ​ ​
​Interac® e-Transfer​$1.00​$1.00​$1.00​$1.00​$1.00
​Interac® ATM withdrawals​$2.00​$2.00​$2.00​$2.00​$2.00
​CIRRUS ATM withdrawals​$3.00​$3.00​$3.00​$3.00​$3.00
​In-branch bill payments​$2.25​$2.25​$2.25​Free​$2.25
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 Free to you:

  • we never charge you to make a deposit
  • ding-free withdrawals from any credit union ATM in Canada​

Good to know:
 
  • ​attach a line of credit to your Maximizer® account to cover those unexpected expenses. You'll pay a $1.50 admin fee every month if your line of credit is $10,000 or under.
  • interest on the Maximizer® is calculated on the closing daily balance and paid monthly.
  • monthly statements come complete with cheque​ images
  • Credit Union Deposit Guarantee Corporation fully guarantees all deposits. That's peace of mind only credit unions can offer.
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