Registered Retirement Income Funds (RRIFs)
RRIFs offer you flexibility over your payment structure. You control the amount of monthly or annual payments. Only certain funds can be held in a RRIF. Investment options for RRIF include:
- Variable rate RRIF – interest varies with the market
- Fixed Term RRIF – a fixed rate is set for the term selected
- Mutual funds* – a variety of mutual funds are available for investing in your RRIF
- Qualified investments
*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently, and past performance may not be repeated. Credential Securities Inc. is a Member Canadian Investor Protection Fund. ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.