What is Virtual Change®?

Just like how paying with cash leaves you with a pocket full of loose change, paying with your debit card leaves you with the potential for Virtual Change®. Each time you make a purchase using an enrolled debit card, your Virtual Change® is donated to charities of your choice.
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| Make a purchase with your debit card. |
We’ll round up your transactions to create Virtual Change®. |
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Every month, we’ll donate your Virtual Change® to your favorite charities. |
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For example:

- You spend $79.71 on gas.
- $0.29 is rounded up in the form of Virtual Change®.
- This $0.29, along with other roundups, is tallied monthly and debited to your card as one single amount.
- This aggregated amount is then forwarded to your preferred charities.

