SuperRate
Benefits
To provide members with a high interest savings account with tiered rates. This product is ideal for members that have larger balances.
Interest Calculations
Calculated on the closing daily balance and paid monthly.
Interest is calculated on a tiered rate structure based on the total closing daily balance. (e.g.: closing daily balance is $32,000 therefore interest is paid on the entire account balance at the interest rate associated with the $25,000 - $99,999 tier).
| $0 | - | $ 4,999 | |
| $5,000 | - | $24,999 | |
| $25,000 | - | $99,999 | |
| $100,000 | - | $249,999 | |
| $250,000+ | |||
Access to Funds
Electronic services (internet, TeleBanking/IVR, ATM) and in-branch
Service Charges
For complete pricing information, refer to current Service Charge Schedule.
- Free - deposits and transfers with TeleBanking (IVR), internet or ATM
- $5 Service Charge - Withdrawals: ATM, Point of Sale, bill payment, preauthorized electronic payments and staff-assisted withdrawals
- Organizations and Business Accounts - $5 service charge on all deposits.
Overdraft Protection
Not available
Statements
Included in consolidated monthly statements.
Deposit Guarantee
The Credit Union Deposit Guarantee Corporation provides a full guarantee of deposits.
Service Fees
Free Services
- On-Line Banking
- Telephone Banking
- Deposits*
Per Item & Over-Limit Charges
These items are included with each package. A charge will only be applied if the transaction exceeds the number of transactions allowed monthly per package.
| Electronic Debit, Transfer or Sask CU ATM Withdrawal |
$1.25 | |
| Cheque/Staff Assisted Debit | $1.25 |
Non-Inclusive Charges
These items are not included with any package.
| In-Branch Utility Bill Payment | $2.25 | |
| INTERAC® and out of Prov CU ATM Withdrawal | $2.00 | |
| CIRRUS® ATM Withdrawl | $3.00 |
* Handling fees may apply to large volume cash or coin transactions.